Deposit a test xStock into the vault program. Get a share token that keeps the base value and a dividend token that collects every multiplier bump for 12 months.
When Backed applies a dividend on mainnet, the AAPLx multiplier steps up. The vault program reads the test mint's multiplier onchain and releases the added units to dAAPLx holders. The last real AAPLx bump took the multiplier from 1.002664 to 1.003269.